What a fantastic bunch of people to deal with!! All the staff are top class! First contacted MyMortgages 3 years ago for initial mortgage, and sorted life cover also.
Siobhan, Joey and team were fantastic to work with again. While time-consuming, they continued to support and get the switcher mortgage across the line with as little pain as possible. Thanks again for the support.
Really appreciated the speedy knowledgeable service from Joey Sheahan, very helpful when navigating the bureaucracy around mortgages, he’s literally wrote the book!
We used MyMortgages for a second time to remortgage to a long-term fixed rate with Avant. As with our original experience, they were super helpful, responsive and easy to work with. The application was processed quickly and without a hitch, and we were delighted with the outcome. Highly recommended!
Switcher Mortgage made easy – We recently switched our mortgage provider and I can’t thank Siobhan and the guys in MyMortages enough for all their time and effort in getting this deal done
Can’t thank Damien and Demi in the Cork enough for all they did for me in getting policies etc. in place when time was against me. Both were a pleasure to deal with and incredibly responsive whenever I had an issue both by email or phone. Genuine good people.
Thanks very much to everyone at MyMortgages for all their help. Ryan in particular was very helpful in the lead up to drawdown to ensure that all queries were looked after in a timely manner.
Highly reccomend, I dealt with Siobhan most times i had any questions and she was fantastic. Very helpful and made the house purchase as seamless as possible.
Great people to deal with, very helpful
MyMortgages were fantastic to deal with from day one. Ryan in particular was on hand to reassure us from time to time as it was a long process due to Covid restrictions with construction. Ryan was quick to reply to any query we had. Everyone we dealt with was professional and friendly.
Detailed, diligent and very knowledgeable. Ryan and Joey were a pleasure to work with and managed us extremely well. Always available, even for the smallest of queries. Above and beyond expectation.
Cannot recommend mymortgages.ie enough! The whole team has been absolutely amazing! Fiona done everything to make our process as smooth & as stressless as possible!
Thanks to all the team of MyMortgages.ie for a successfully and stress-free draw down. In particular i want to thank Damien and Ryan for all their help throughout the process.
Thank you very much to everyone at MyMortgages for a successful draw down, most especially to Marianne who made everything so much less stressful, I think I would have cracked up without her help.
Everyone has different experiences and differing needs but I can honestly say I was delighted with the MyMortgages Team and especially Siobhan Coogan from start to finish.
Thanks a lot to myMortgages team. They helped me with my apartment purchase. Everything was going smoothly with their help.
Thank you very much to Joey, Marianne and the team at mymortgages.ie for all your help and expertise with the mortgage. I would highly recommend mymortgages.ie.
Cannot recommend Joey, Siobhan and collective team enough. Always available to address any questions/queries and fully delivered what we set out to achieve. Cannot thank them enough
Joey, Siobhan, Sinead and team are incredibly helpful. They guided us step by step through the application process, getting us a great deal and working closely with the lender to make sure everything was done on time. We would have truly been lost without them, would highly recommend.
I could not recommend MyMortgages & Marianne enough. We had to go through quite a lengthy process and Marianne was with us the whole way. MyMortgages made the process as easy as possible for us and explained all the steps through the process.
We went with mymortgages to secure our offer. It has been a difficult and drawn out journey due to our situation. Ryan our broker was helpful throughout. I highly recommend their service 🙂
By far the best mortgage broker company to deal with. Our situation was a little tricky as I own my own business and my partner’s income includes commission.
Thanks so much to Joey and his team, especially Ryan Flanagan for making this process of getting my mortgage for a self build over the line.
Thanks to Joey and his team for guiding us through the mortgage maze! Couldn’t be happier with the service received, Ryan was a great help in keeping us fully informed throughout the process and we are delighted to be moving into our new home!
Ryan Flanagan at Mymortgages was not only extremely professional, but very reliable and patient during the entire process of this Mortgage approval. Although tensions between myself (the client) and the Bank can be high with hiccups along the way, Ryan at Mortgages always did his best to push forward.
Ryan, Joey and the team were great in getting our mortgage over the line on time and at the best rates on the market. Thanks so much
Great team. They helped me through the process and got a really good mortgage interest rate for me. Thank you.
I have gotten two mortgages through MyMortgages over the years. On both occasions, Joey and his team have been a pleasure to deal with. They guided us through the (sometimes difficult) process of choosing a lender, applying for approval, and then later drawing down the funds. I can’t recommend them enough.
Aoife in the completions department was great and kept us informed of the progress of our application throughout. Many thanks to all the team
Thanks for everything. Excellent service
A brilliant team who are always extremely helpful and are consistently willing to go the extra step to help. They always made themselves available for contact and really helped to simplify the process.
Myself & Eoin were so pleased with My Mortgages.ie. From what we have heard off friends and family getting their own mortgage, it sounded stressful but getting onto Joey made our whole experience very easy and stress free. Highly recommend!
I never give 5 star reviews normally but had to this time. I had been trying to get my mortgage refinanced for a few years. Not even a reply to my queries – even from people I knew. I contacted mymortages 8 months ago and was contacted was contacted straight away. It was 8 months of torture (due to banks) and every time mymorgages were there.
We recently completed our mortgage with mymortgages and we are delighted with their service. They are the best in their field, professional, friendly and very responsive to all our queries.
I got the keys for my place less than a couple of weeks ago, and after the conclusion I have to say I am very happy with MyMortgages. I had a first meeting with Joey, where he helped me understand what my options were, and suggesting the most suited lender and mortgage for my case
Recently completed our mortgage process with Mymortgages, working with Marianne throughout the process – she is ridiculously helpful and often went above and beyond to ensure there were no delays with our application and drawdown, etc.
Words cannot express how thankful I am for MyMortgages and especially Mariannes help in securing our first home. Buying a house is not an easy process let alone during a global pandemic!! Marianne provided us with professional honest assistance from application to drawdown and even afterward.
I applied to MyMortgages.ie 10 months ago after being turned down by other brokers and banks. They secured mortgage approval in princpal for me despite me being in receipt of a Covid payment. The team, and Marianne especially, helped me every step of the way with constant updates and were an absolute pleasure to deal with.
Joey, Sinead and the team at MyMortgages.ie were literally unbelievably helpful! Through lots of challenges, not the least of which was the pandemic, they were invaluable every step of the way. Hugely responsive, expert knowledge and strong relationships with the various providers.
Mymortgages were first class in guiding us through the mortgage process and right up to the drawdown of funds. It was a difficult and uncertain time dominated by the shadow of Covid but myMortgages took alot of the stress away and got us over the line! Would recommend them to anyone!
Joey and his team are superbly efficient and effective. Always quick to reply and all around great service. Special shout out to Caitriona
Amazing service. Everything was effective and clear. Quick responses, brilliant communication, and of course positive outcome – successful mortgage. Our case was not one of the straight-forward ones, however we were guided and supported in every single step. Would come back. Great company!
We got our mortgage thru this company and Moved into our wonderful dream home at Christmas time. Our situation was not a straight forward one with both my husband and I owning individual houses already, amongst other complications. We had been told by another mortgage provider we had no chance of securing a mortgage. We felt really deflated. Until we went to Mymortgages, where are dreams started to become a reality.
Got a new mortgage with Joey and Sinead being a great help. Having got mortgages previously directly from banks, I found it very handy to apply for the mortgage through mymortgages.ie. Excellent service, wouldn’t hesitate to recommend them.
In my experience My Mortgages were extremely informative, helpful and quick to react when we were buying our home.
Saved us a lot of hassle and helped us to from first applying to getting the keys in 3 months. Great service!
Excellent service from an experienced and friendly team.
Great service, happy to recommend
‘Hi Joey. I meant to message sooner to thank you for the copy of your book. Apologies that I didn’t. The book has really opened my eyes at what I need to do if I’m going to get a mortgage in the future and has certainly made me more realistic about my approach to saving for a deposit along with saving for additional costs. I’m sure the book will be read many more times over the next couple of years! Thanks again.’
‘A sincere thank you to Sinéad, Siobhán and Joey. You have all made this process so easy for us. Thanks to you and the team, we will be moving into our new home a lot sooner than we ever thought. You took all the stress out of the process, keeping us informed every step of the way. It was evident from the very beginning that the team at MyMortgages.ie was working with our best interests in mind and delivered exceptional service from start to finish. I honestly do not think we would be at this stage without the help you have all given us along the way. It’s greatly appreciated.’
‘As first-time buyers MyMortgages.ie were recommended to us by friends. Having spoken to Joey, Siobhán and Sinéad we were in no doubt that MyMortgages.ie were the best option for us. The team really took the stress out of the process of purchasing our home. They provided a friendly, diligent service from our initial application right up until we got the keys to our new home. What really set them apart was their personal touch and we really appreciated this. In turn, we have highly recommended MyMortgages.ie to numerous friends looking to buy their own home.’
‘I have worked with MyMortgages.ie over the last six years and would strongly recommend them. My broker Joey is efficient, quick to understand the current financial situation, and continues to assist with finding new ways to help save money as well as the best deals for his clients. Joey works well to find the right solution for each client, which is key today.’
‘My wife and I just recently secured a mortgage for a new property via MyMortgages.ie. The team are excellent, very helpful and responsive and made the mortgage application process which can be stressful very straight forward. The team have a vast amount of experience and did an excellent job guiding us through the application process. I would highly recommend Joey, Sinead and the team.’
‘Siobhan got in touch today to say that our mortgage is funded so we got the keys of our new home. Sincere thanks to you and all the guys at MyMortgages.ie for all the help. I’ll make a point of spreading the word about you guys as we found your service absolutely fantastic. Thanks a mil again and please pass on our gratitude to all in the office.’
‘I found that the experience was amazing for me. The service was fantastic. For me it was a switcher mortgage. I had been with my previous lender for a few years and like with all the other utilities, I hadn’t investigated going with somebody different. When I rang MyMortgages, the help I got was second-to none in terms of preparing to present myself to the banks and I ended up making a saving of €500 a month and that’s what I’m still saving at the moment compared to if I had stayed with my previous lender.’
‘From start to finish I found Joey and all the staff at MyMortgages.ie to be absolutely excellent. No problem was too big or too small. They helped us with every bit of the transaction, right up to getting our keys and walking in the front door.’
‘I found MyMortgages.ie to be really, really good, I have to say. Particularly logging in through the website, getting the pack downloaded, they were really efficient from that point of view. Fantastic expertise from Joey as well, getting direction on how much to ask for, where you’re going, the correct interest rate, term of loan. So, I really found it fantastic.’
‘Myself and my partner decided to buy a house this year. Unexpectedly, a house that was ideal for us came up before we had mortgage approval. We contacted Joey in MyMortgages.ie and we submitted a mortgage application straight away. Joey was able to assure the auctioneer that our mortgage approval would be a formality even before we were formally approved. On this assurance we were allowed bid on the house. Luckily, we went sale agreed the same day the mortgage approval arrived. Being self-employed we had a few more hurdles than usual to overcome but Joey and his team made the process as stress-free and straightforward as possible. Would highly recommend.’
‘A sincere thanks to Joey, who was recommended by a friend of mine. Your exceptional knowledge and efficiency made it possible to purchase our first home at the best interest rate and structure that really suited our individual needs. We will be using your services again in the future!’
‘Joey and the team were very helpful throughout the application process for our second home. We felt very comfortable with the decisions made and knew from the first conversation that we were in safe hands this time round. We have recommended MyMortgages.ie to numerous colleagues and friends.’
‘I recently saved €4,800 per annum by switching my mortgage through MyMortgages.ie. I didn’t realise that switching your mortgage is far easier than the initial mortgage when purchasing a property and that the Central Bank loan-to-income and loan-to-value exception/exemptions don’t apply for switchers.’
‘Unhappy with my interest rate, I had read about people switching their mortgage lender and making significant savings, so I made enquiries at MyMortgages.ie and was so impressed with the team who answered all my questions. I now have a much better interest rate and the whole process was so organised and efficient. The team are highly skilled at determining the client’s position and making the appropriate recommendations.’
‘We came to MyMortgages.ie in the midst of a complicated and protracted process of mortgage application through our bank. Exhausted and frustrated by the ongoing nature of dealing with the bank, we approached MyMortgages.ie. We instantly found ourselves at the centre of a process that we were being supported and guided through, as opposed to being on the outside of the process with the bank. We submitted our information to MyMortgages.ie and were never asked for that same information again and again as we were with the bank. We were given a clear timeline and a clear set of expectations. All of our queries were answered immediately, all of our concerns were allayed and MyMortgages.ie delivered ahead of every deadline. Joey, Tim, Sinéad and Siobhán were clear, efficient and knowledgeable from the get-go! While the relief of finally having the correct paperwork in our hands that allowed us to move to our next home was immense, the ease of dealing with MyMortgages.ie and their informed style of open communication was equally as immense for us. We highly recommend MyMortgages.ie and wish them every success in their future business!’
Reviews of Joey’s Book
‘An easy-to-read, practical guide which will help everyone, irrespective of their mortgage stage in life. Mortgages are typically a product people only buy once or twice in their life- time, and it can be a minefield with ever-changing rules. Joey easily cuts through the process, streamlining it, and makes it a far less daunting journey.’
‘Joey Sheahan has written a must-read guide, relevant to any- one considering their first or long-term mortgage position. The content is insightful and practical, and it is evident that, like any great coach, he aims to focus the reader on taking the best steps to achieve a successful result!’
‘It is important that we continue to remind ourselves that many of the mistakes made in causing Ireland’s financial crisis were caused by bad decisions based upon poor information and advice, all of which, only too often, served the needs of lenders over those of borrowers. Many changes have been made to improve our financial institutions since then. However, one thing that has not changed is the continued desire of people living in Ireland to affordably and sustainably buy a home of their own. Getting the best choice of mortgage is the biggest financial decision that most of us will make in our lifetime. Having the right information and advice in preparing for that decision is of the greatest importance. This is why I believe The Mortgage Coach is a “must-read” for any person or couple planning to buy a home. The book is not just an invaluable resource for anyone considering a first-time mortgage, but is also a very useful asset for anyone seeking to review their existing mortgage or looking to see how they might reduce the costs of their monthly repayments.’
‘Joey Sheahan’s The Mortgage Coach is an invaluable guide through the mortgage maze. It takes a complex subject and breaks it down and simplifies it. The book is a must-read for anyone buying a home for the first time, building their own home, moving, switching mortgage, or acquiring a buy-to-let property.’
‘Taking out a mortgage, particularly for the first time, is one of the most significant decisions and one of the greatest financial commitments that most people take on in their lifetime. It is an extremely stressful process, with many essential steps along the way. There is little room for error, particularly in the current Irish banking environment, and so, being fully informed about all that needs to be done before one successfully obtains the key of the house is essential. However, it is not straightforward. In The Mortgage Coach, Joey Sheahan, in a very methodical and understandable manner, takes anybody considering taking out a mortgage to purchase a house through the whole process, including the preparation that needs to be done, the legal process, the engineer’s report and snag list, and much more besides, before one successfully progresses to the end of the process. It is vital to avoid mistakes that could prove fateful, and in this regard, The Mortgage Coach will prove an invaluable ally.
‘For anybody taking out a mortgage, particularly for the first time, I would strongly recommend this book. From a cost- benefit perspective, the time invested in reading this book and the monetary cost would be far outweighed by the benefits. In today’s Ireland, taking out a mortgage is a very complicated process and to quote another Corkonian, “fail to prepare, prepare to fail”. Joey Sheahan clearly has a deep understanding of the mortgage market and the mortgage process and, most importantly, can deliver the message in a very user-friendly manner, without the use of the type of jargon that is so commonplace amongst many practitioners in this market. For anybody interested in understanding the mortgage market, this book will make for very useful reading.’