Testimonials-old - mymortgages.ie

Sinéad Ryan – Personal Finance Expert, Journalist and Broadcaster

‘An easy-to-read, practical guide which will help everyone, irrespective of their mortgage stage in life. Mortgages are typically a product people only buy once or twice in their life- time, and it can be a minefield with ever-changing rules. Joey easily cuts through the process, streamlining it, and makes it a far less daunting journey.’

Michael McGrath – TD Fianna Fáil Spokesperson on Finance

‘Joey Sheahan has written a must-read guide, relevant to any- one considering their first or long-term mortgage position. The content is insightful and practical, and it is evident that, like any great coach, he aims to focus the reader on taking the best steps to achieve a successful result!’

Charlie Weston – Personal Finance Editor, Irish Independent

‘Joey Sheahan’s The Mortgage Coach is an invaluable guide through the mortgage maze. It takes a complex subject and breaks it down and simplifies it. The book is a must-read for anyone buying a home for the first time, building their own home, moving, switching mortgage, or acquiring a buy-to-let property.’

Ciarán Lynch – Former TD and Chairperson of the Oireachtas Joint Committee of Inquiry into the Banking Crisis

‘It is important that we continue to remind ourselves that many of the mistakes made in causing Ireland’s financial crisis were caused by bad decisions based upon poor information and advice, all of which, only too often, served the needs of lenders over those of borrowers. Many changes have been made to improve our financial institutions since then. However, one thing that has not changed is the continued desire of people living in Ireland to affordably and sustainably buy a home of their own. Getting the best choice of mortgage is the biggest financial decision that most of us will make in our lifetime. Having the right information and advice in preparing for that decision is of the greatest importance. This is why I believe The Mortgage Coach is a “must-read” for any person or couple planning to buy a home. The book is not just an invaluable resource for anyone considering a first-time mortgage, but is also a very useful asset for anyone seeking to review their existing mortgage or looking to see how they might reduce the costs of their monthly repayments.’

Jim Power – Economist

‘Taking out a mortgage, particularly for the first time, is one of the most significant decisions and one of the greatest financial commitments that most people take on in their lifetime. It is an extremely stressful process, with many essential steps along the way. There is little room for error, particularly in the current Irish banking environment, and so, being fully informed about all that needs to be done before one successfully obtains the key of the house is essential. However, it is not straightforward. In The Mortgage Coach, Joey Sheahan, in a very methodical and understandable manner, takes anybody considering taking out a mortgage to purchase a house through the whole process, including the preparation that needs to be done, the legal process, the engineer’s report and snag list, and much more besides, before one successfully progresses to the end of the process. It is vital to avoid mistakes that could prove fateful, and in this regard, The Mortgage Coach will prove an invaluable ally.
‘For anybody taking out a mortgage, particularly for the first time, I would strongly recommend this book. From a cost- benefit perspective, the time invested in reading this book and the monetary cost would be far outweighed by the benefits. In today’s Ireland, taking out a mortgage is a very complicated process and to quote another Corkonian, “fail to prepare, prepare to fail”. Joey Sheahan clearly has a deep understanding of the mortgage market and the mortgage process and, most importantly, can deliver the message in a very user-friendly manner, without the use of the type of jargon that is so commonplace amongst many practitioners in this market. For anybody interested in understanding the mortgage market, this book will make for very useful reading.’

Alison Walsh – Wedding Planner

‘A sincere thank you to Sinéad, Siobhán and Joey. You have all made this process so easy for us. Thanks to you and the team, we will be moving into our new home a lot sooner than we ever thought. You took all the stress out of the process, keeping us informed every step of the way. It was evident from the very beginning that the team at MyMortgages.ie was working with our best interests in mind and delivered exceptional service from start to finish. I honestly do not think we would be at this stage without the help you have all given us along the way. It’s greatly appreciated.’

Paul and Laura

‘As first-time buyers MyMortgages.ie were recommended to us by friends. Having spoken to Joey, Siobhán and Sinéad we were in no doubt that MyMortgages.ie were the best option for us. The team really took the stress out of the process of purchasing our home. They provided a friendly, diligent service from our initial application right up until we got the keys to our new home. What really set them apart was their personal touch and we really appreciated this. In turn, we have highly recommended MyMortgages.ie to numerous friends looking to buy their own home.’

Erika Ni Thuama

‘Hi Joey. I meant to message sooner to thank you for the copy of your book. Apologies that I didn’t. The book has really opened my eyes at what I need to do if I’m going to get a mortgage in the future and has certainly made me more realistic about my approach to saving for a deposit along with saving for additional costs. I’m sure the book will be read many more times over the next couple of years! Thanks again.’

Hugh Murphy, Ballincollig

‘My wife and I just recently secured a mortgage for a new property via MyMortgages.ie. The team are excellent, very helpful and responsive and made the mortgage application process which can be stressful very straight forward. The team have a vast amount of experience and did an excellent job guiding us through the application process. I would highly recommend Joey, Sinead and the team.’

Dr. Mark & Dr. Elaine Corrigan

‘Siobhan got in touch today to say that our mortgage is funded so we got the keys of our new home. Sincere thanks to you and all the guys at MyMortgages.ie for all the help. I’ll make a point of spreading the word about you guys as we found your service absolutely fantastic. Thanks a mil again and please pass on our gratitude to all in the office.’

Rachel Maher O’ Brien, Talent Acquisition Manager

‘I have worked with MyMortgages.ie over the last six years and would strongly recommend them. My broker Joey is efficient, quick to understand the current financial situation, and continues to assist with finding new ways to help save money as well as the best deals for his clients. Joey works well to find the right solution for each client, which is key today.’

Jody Cantillon

‘From start to finish I found Joey and all the staff at MyMortgages.ie to be absolutely excellent. No problem was too big or too small. They helped us with every bit of the transaction, right up to getting our keys and walking in the front door.’

John Fuller

‘I found MyMortgages.ie to be really, really good, I have to say. Particularly logging in through the website, getting the pack downloaded, they were really efficient from that point of view. Fantastic expertise from Joey as well, getting direction on how much to ask for, where you’re going, the correct interest rate, term of loan. So, I really found it fantastic.’

Tara MacSweeney

‘I found that the experience was amazing for me. The service was fantastic. For me it was a switcher mortgage. I had been with my previous lender for a few years and like with all the other utilities, I hadn’t investigated going with somebody different. When I rang MyMortgages, the help I got was second-to none in terms of preparing to present myself to the banks and I ended up making a saving of €500 a month and that’s what I’m still saving at the moment compared to if I had stayed with my previous lender.’

John Riordan

‘A sincere thanks to Joey, who was recommended by a friend of mine. Your exceptional knowledge and efficiency made it possible to purchase our first home at the best interest rate and structure that really suited our individual needs. We will be using your services again in the future!’

Dr Dominic O’Sullivan

‘Joey and the team were very helpful throughout the application process for our second home. We felt very comfortable with the decisions made and knew from the first conversation that we were in safe hands this time round. We have recommended MyMortgages.ie to numerous colleagues and friends.’

Pat Fitzgibbon, Musician & Broadcaster

‘Myself and my partner decided to buy a house this year. Unexpectedly, a house that was ideal for us came up before we had mortgage approval. We contacted Joey in MyMortgages.ie and we submitted a mortgage application straight away. Joey was able to assure the auctioneer that our mortgage approval would be a formality even before we were formally approved. On this assurance we were allowed bid on the house. Luckily, we went sale agreed the same day the mortgage approval arrived. Being self-employed we had a few more hurdles than usual to overcome but Joey and his team made the process as stress-free and straightforward as possible. Would highly recommend.’

Michael Fitzgerald

‘Unhappy with my interest rate, I had read about people switching their mortgage lender and making significant savings, so I made enquiries at MyMortgages.ie and was so impressed with the team who answered all my questions. I now have a much better interest rate and the whole process was so organised and efficient. The team are highly skilled at determining the client’s position and making the appropriate recommendations.’

D. and A. McCarthy

‘We came to MyMortgages.ie in the midst of a complicated and protracted process of mortgage application through our bank. Exhausted and frustrated by the ongoing nature of dealing with the bank, we approached MyMortgages.ie. We instantly found ourselves at the centre of a process that we were being supported and guided through, as opposed to being on the outside of the process with the bank. We submitted our information to MyMortgages.ie and were never asked for that same information again and again as we were with the bank. We were given a clear timeline and a clear set of expectations. All of our queries were answered immediately, all of our concerns were allayed and MyMortgages.ie delivered ahead of every deadline. Joey, Tim, Sinéad and Siobhán were clear, efficient and knowledgeable from the get-go! While the relief of finally having the correct paperwork in our hands that allowed us to move to our next home was immense, the ease of dealing with MyMortgages.ie and their informed style of open communication was equally as immense for us. We highly recommend MyMortgages.ie and wish them every success in their future business!’

Daragh McSweeney

‘I recently saved €4,800 per annum by switching my mortgage through MyMortgages.ie. I didn’t realise that switching your mortgage is far easier than the initial mortgage when purchasing a property and that the Central Bank loan-to-income and loan-to-value exception/exemptions don’t apply for switchers.’