Equity Release Lifetime Loan

A Lifetime Loan is a mortgage loan secured against your home. You don’t sell a share of your home. You can keep living in it. This loan type allows you to access some of the wealth locked up in your property, by borrowing a cash sum using your house as security.

It’s important to understand that a Lifetime Loan is just that….it lasts for the rest of your life. Regular repayments are not required and interest is added monthly. It only becomes repayable if you decide to sell your home or if you cease to live in your home (this includes moving into long-term residential care) or after your death.
The loan balance grows over time, so you should only borrow the amount required to meet your financial priorities to avoid paying interest on money you don’t need as it can be expensive to repay and it’s important to consider that your home will no longer be yours to pass on as an inheritance.


Complete the form below and we will respond to you with more information to help you make the best decision for your circumstances.



65 yrs

(55 - 90)

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