Mortgage Broker in Dublin
MyMortgages.ie are independent, CBI-regulated mortgage brokers with a dedicated Dublin office at Merrion Square. Our advisors help Dublin buyers at every stage of the mortgage process – from understanding what you can borrow to managing your full application and drawdown. Call us on +353 86 806 0601 to get started.
€500m
Value of Mortgages Processed
20 +
Years of Experience
7
Partner Lenders
Cork & Dublin Mortgage Specialists
Why Choose MyMortgages as Your Dublin Mortgage Broker?
With over 20 years of experience, Joey Sheahan, a trusted mortgage expert, leads MyMortgages to provide personalised advice and help you secure the best mortgage deal in Dublin. We simplify the mortgage process, help you avoid common pitfalls, and ensure you’re mortgage-ready. Whether you’re a first-time buyer, switching mortgage providers, or exploring private lenders, MyMortgages is the mortgage broker in Dublin you can rely on for expert, tailored solutions.
Looking for a mortgage broker in Dublin or the best independent mortgage advisor in Dublin? MyMortgages is here to help.
Our Dublin office is located at 79 Merrion Square South, Dublin 2. We are available Monday to Friday and also offer fully remote consultations for clients who prefer to work online. Whatever stage you are at, our team of experienced mortgage advisors in Dublin is here to guide you from your first question through to keys in hand.
First Time Buyer Mortgages in Dublin
Buying your first home in Dublin is one of the biggest financial decisions you will make. With property prices among the highest in Ireland, getting the right mortgage – at the right rate, with the right lender – matters more here than almost anywhere else in the country.
At MyMortgages.ie, our Dublin advisors work with all the major lenders operating in the Irish market. We compare rates, identify which lender is the best fit for your income and circumstances, and manage your full mortgage application from start to finish. We have extensive experience with Central Bank exemptions for Dublin buyers where the standard income multiples are simply not enough.
Dublin first time buyers benefit from:
- Expert guidance on the Help to Buy scheme and First Home Scheme
- Access to 90% mortgages and income exception applications
- A dedicated Dublin advisor from first call to key collection
- No upfront fees when you arrange your mortgage protection with us
Speak to a Dublin advisor today. Call +353 86 806 0601 or complete the callback form above.
Switching Your Mortgage in Dublin
Thousands of Dublin homeowners are paying more than they need to on their mortgage every month. If you are on a standard variable rate or approaching the end of a fixed term, now is the time to review your options.
Our Dublin mortgage advisors will review your current rate, model your potential savings across multiple lenders, and manage the switching process entirely on your behalf. We deal with both your existing lender and the new one, handle all the paperwork, and keep you updated throughout.
Dublin switchers regularly secure through us:
- Fixed rates well below the standard variable rate
- Up to 2% cashback from certain lenders on the full remaining balance
- Green mortgage rates for properties with a BER rating of B3 or above
Find out how much you could save. Call +353 86 806 0601 or request a callback – no obligation, no cost.
How It Works – Getting Your Mortgage Through MyMortgages.ie
Working with an independent mortgage broker removes the complexity from one of the biggest financial decisions of your life. Here is exactly what happens when you come to MyMortgages.ie.
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- Get in Touch
Call us on +353 86 806 0601, complete the callback form, or drop into our Dublin office at 79 Merrion Square South. We will arrange a no-obligation call with a dedicated Dublin advisor at a time that suits you. - We Review Your Situation
Your advisor will go through your income, outgoings, deposit, and timeline to get a clear picture of your borrowing position. We will explain the Central Bank lending rules, identify any lenders who are a strong fit, and flag any issues before they become problems. - We Search the Whole Market
As an independent, whole-of-market broker, we compare rates and products across every lender we work with including Avant Money, Bank of Ireland, Haven Mortgages, ICS Mortgages, MoCo, Nua Money, PTSB and Spry Finance. You see the full picture, not just what one bank is offering. - We Manage the Full Process
Once you choose your mortgage, we handle the application, liaise with the lender, co-ordinate your solicitor, and keep you updated at every stage. Most Dublin applicants receive a decision in principle within 5 to 10 working days.
- Get in Touch
The whole process is free to you. MyMortgages.ie is paid by the lender, not the client.
Regulated, Independent, and Free to You
MyMortgages.ie is regulated by the Central Bank of Ireland. That means we are legally required to act in your best interest, not the bank’s. As an independent broker, we are not tied to any lender and have no incentive to recommend one product over another. Our advice is based entirely on what is right for your situation.
You can verify our regulated status directly on the Central Bank of Ireland register at centralbank.ie.
€500m+
Mortgages Processed
20+
Years in Business
7
Lender Panel
CBI
Regulated Broker
✓ CBI Regulated: MyMortgages.ie is authorised and regulated by the Central Bank of Ireland.
✓ Whole of Market: We compare every lender including Avant Money, Bank of Ireland, Haven Mortgages, ICS Mortgages, MoCo, Nua Money, PTSB and Spry Finance.
✓ No Fee to You: Our service is completely free to the client. We are paid by the lender on completion.
✓ Dublin Office: 79 Merrion Square South, Dublin 2, open Monday to Friday.
✓ Remote Available: We work with clients across Dublin and nationally via phone, email, and video.
Ready to get started? Call +353 86 806 0601 or complete the callback form and a Dublin advisor will be in touch the same day.
Our Mortgage Services in Dublin
Whether you are a first time buyer, moving home, switching lender, or exploring investment options, MyMortgages.ie provides independent, CBI-regulated mortgage advice across every product available in the Irish market. Our Dublin advisors cover the full range of mortgage types at no cost to you.
What a fantastic bunch of people to deal with!! All the staff are top class! First contacted MyMortgages 3 years ago for initial mortgage, and sorted life cover also.
Cannot recommend mymortgages.ie enough! The whole team has been absolutely amazing! Fiona done everything to make our process as smooth & as stressless as possible!
Great experience with MyMortgages. From the initial chat with Damien to eventually getting my mortgage with help from Orla, Orla was brilliant – always an email or phone call away for any questions I had. Thanks again. 5 stars. Highly recommend.
Frequently Asked Questions – Mortgage Broker Dublin
What types of mortgages do you offer in Dublin?
We offer the full range of mortgage products available on the Irish market, including fixed rate, variable rate, and tracker mortgages. As an independent Dublin broker, we compare options across all lenders we work with – including Avant Money, Bank of Ireland, Haven Mortgages, ICS Mortgages, MoCo, Nua Money, PTSB and Spry Finance – to find the right fit for your situation.
How much can I borrow for a mortgage in Dublin?
The amount depends on your income, credit history, and Central Bank lending rules. Given Dublin property prices, we regularly work with buyers on income exception applications. Call our Dublin team on +353 86 806 0601 to discuss your specific situation.
What documents do I need to apply for a mortgage?
Commonly required documents include proof of income (pay stubs, tax returns), employment verification, bank statements, identification (driver’s license, passport), and information about assets and debts. Our team will provide you with a comprehensive checklist to ensure a smooth application process.
How long does the mortgage approval process take?
The timeline for mortgage approval can vary depending on factors such as the complexity of your financial situation, the type of mortgage, and the lender’s processing times. Typically, the process takes anywhere from 30 to 45 days, but we strive to expedite it as much as possible.
Is your Dublin office open for in-person meetings?
Yes. Our Dublin office at 79 Merrion Square South, Dublin 2 is open Monday to Friday. We also work with clients fully remotely – many Dublin buyers complete the entire process online with their dedicated advisor.
What if I have a less-than-perfect credit score?
Don’t worry! We work with clients with all types of credit histories. While a higher credit score can lead to better terms and interest rates, we’ll explore all available options to find a solution that fits your needs and helps you achieve your homeownership goals.
Are there any upfront costs or fees associated with getting a mortgage?
No, once you are solely applying through us and are doing your mortgage protection with us.