Mortgage Broker in Dublin
MyMortgages.ie are independent, CBI-regulated mortgage brokers with a dedicated Dublin office at Merrion Square. Our advisors help Dublin buyers at every stage of the mortgage process – from understanding what you can borrow to managing your full application and drawdown. Call us on +353 86 806 0601 to get started.
€500m
Value of Mortgages Processed
20 +
Years of Experience
7
Partner Lenders
Cork & Dublin Mortgage Specialists
Why Choose MyMortgages as Your Dublin Mortgage Broker?
With over 20 years of experience, Joey Sheahan, a trusted mortgage expert, leads MyMortgages to provide personalised advice and help you secure the best mortgage deal in Dublin. We simplify the mortgage process, help you avoid common pitfalls, and ensure you’re mortgage-ready. Whether you’re a first-time buyer, switching mortgage providers, or exploring private lenders, MyMortgages is the mortgage broker in Dublin you can rely on for expert, tailored solutions.
Looking for a mortgage broker in Dublin or the best independent mortgage advisor in Dublin? MyMortgages is here to help.
Our Dublin office is located at 79 Merrion Square South, Dublin 2. We are available Monday to Friday and also offer fully remote consultations for clients who prefer to work online.
First Time Buyer Mortgages in Dublin
Buying your first home in Dublin is one of the biggest financial decisions you will make. With property prices among the highest in Ireland, getting the right mortgage – at the right rate, with the right lender – matters more here than almost anywhere else in the country.
At MyMortgages.ie, our Dublin advisors work with all the major lenders operating in the Irish market. We compare rates, identify which lender is the best fit for your income and circumstances, and manage your full mortgage application from start to finish. We have extensive experience with Central Bank exemptions for Dublin buyers where the standard income multiples are simply not enough.
Dublin first time buyers benefit from:
- Expert guidance on the Help to Buy scheme and First Home Scheme
- Access to 90% mortgages and income exception applications
- A dedicated Dublin advisor from first call to key collection
- No upfront fees when you arrange your mortgage protection with us
Speak to a Dublin advisor today. Call +353 86 806 0601 or complete the callback form above.
Switching Your Mortgage in Dublin
Thousands of Dublin homeowners are paying more than they need to on their mortgage every month. If you are on a standard variable rate or approaching the end of a fixed term, now is the time to review your options.
Our Dublin mortgage advisors will review your current rate, model your potential savings across multiple lenders, and manage the switching process entirely on your behalf. We deal with both your existing lender and the new one, handle all the paperwork, and keep you updated throughout.
Dublin switchers regularly secure through us:
- Fixed rates well below the standard variable rate
- Up to 2% cashback from certain lenders on the full remaining balance
- Green mortgage rates for properties with a BER rating of B3 or above
Find out how much you could save. Call +353 86 806 0601 or request a callback – no obligation, no cost.
What a fantastic bunch of people to deal with!! All the staff are top class! First contacted MyMortgages 3 years ago for initial mortgage, and sorted life cover also.
Cannot recommend mymortgages.ie enough! The whole team has been absolutely amazing! Fiona done everything to make our process as smooth & as stressless as possible!
Great experience with MyMortgages. From the initial chat with Damien to eventually getting my mortgage with help from Orla, Orla was brilliant – always an email or phone call away for any questions I had. Thanks again. 5 stars. Highly recommend.
Switching Your Mortgage in Dublin
What types of mortgages do you offer in Dublin?
We offer the full range of mortgage products available on the Irish market, including fixed rate, variable rate, and tracker mortgages. As an independent Dublin broker, we compare options across all lenders we work with – including Haven, BOI, Avant, PTSB, Nua, Moco, ICS – to find the right fit for your situation.
How much can I borrow for a mortgage in Dublin?
The amount depends on your income, credit history, and Central Bank lending rules. Given Dublin property prices, we regularly work with buyers on income exception applications. Call our Dublin team on +353 86 806 0601 to discuss your specific situation.
What documents do I need to apply for a mortgage?
Commonly required documents include proof of income (pay stubs, tax returns), employment verification, bank statements, identification (driver’s license, passport), and information about assets and debts. Our team will provide you with a comprehensive checklist to ensure a smooth application process.
How long does the mortgage approval process take?
The timeline for mortgage approval can vary depending on factors such as the complexity of your financial situation, the type of mortgage, and the lender’s processing times. Typically, the process takes anywhere from 30 to 45 days, but we strive to expedite it as much as possible.
Is your Dublin office open for in-person meetings?
Yes. Our Dublin office at 79 Merrion Square South, Dublin 2 is open Monday to Friday. We also work with clients fully remotely – many Dublin buyers complete the entire process online with their dedicated advisor.
What if I have a less-than-perfect credit score?
Don’t worry! We work with clients with all types of credit histories. While a higher credit score can lead to better terms and interest rates, we’ll explore all available options to find a solution that fits your needs and helps you achieve your homeownership goals.
Are there any upfront costs or fees associated with getting a mortgage?
No, once you are solely applying through us and are doing your mortgage protection with us.