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CBI Authorisation No.
Intermediary Tel No.
021 427 7037
MyMortgages Ltd. t/a MyMortgages.ie
51 South Mall, Cork
Where you are tax resident outside of Ireland, please enter your non-Irish country of tax residence and the related TIN in the table below.
Note: If the currencies / countries above differ, only one can be used for the purposes of monitoring exchange rate fluctuations.
Please choose which you would like to monitor? (select one box only)
*For further information on FATCA or CRS please refer to https://www.revenue.ie/en/business/aeoi/index.html
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Note: Applicants in employment must submit a Certificate of Income together with the most recent original P60 and three most recent payslips
Length of time with this employer
If less than 2 years with present employer, please provide the following details:
Note: Self employed applicants must submit the last two years Financial audited accounts and two years revenue approved tax returns
(that will be certified by employer or accountant)
Annual outgoings including Overdraft and Credit Card (statements confirming satisfactory repayment history should be submitted)
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Savings and Investments
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Please complete this section if you are buying a new property.
For Newly Built Properties Only
Please complete this section if you are switching Mortgage from another Bank /Financial Institution.
Identifies amounts required to clear your existing mortgage and other loans - Use this space to tell us the purpose(s) of any additional borrowing and other loans.
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Please complete this section if you are an existing customer seeking a top-up on your mortgage. Use this space to tell us the purpose(s) of any additional borrowing and other loans.
NOTE: WRITTEN CONFIRMATION WILL BE REQUIRED FOR ANY CHANGES TO THE ABOVE.
(e.g other sources of income, additional relevant information, guarantor information, details of other assets / liabilities).
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I/We declare that:
I/We authorise you:
I/We agree to the securitisation of our mortgage, at the lenders discretion, and to disclosure of my/our name, address and other information relevant to the loan. This information will only be disclosed to a lender on the understanding that it intends to participate in funding the mortgage and that the information will be kept confidential. The securitisation process involves packaging mortgages together and asking other financial institutions to share the credit risk and
security. This would not affect the relationship between you and the lender. The lender would still be responsible for the administration of your mortgage.
I/We declare and agree that:
Click to view our Terms of Business
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In signing the below, I declare that the details mentioned above have been brought to my attention and are agreeable and acceptable to me.
For the purposes of the Consumer Credit Act 1995 (This is optional)
I/We hereby consent, for the purposes of Section 45 of the Consumer Credit Act, 1995 to any notice or written communication connected with this
Mortgage Application being sent to any member of my/our family/families or to my/our employer(s), accountant(s), solicitor(s), or agent(s) or any
other person I/we may designate for this purpose.
I/We also hereby consent, for the purposes of Section 46 of the Consumer Credit Act, 1995 to any communications by telephone and to any visit
from the Lender or any person acting on the Lender’s behalf at my/our place(s) of employment or business at any time.
All loans are subject to the satisfactory appraisal of status and financial standing and require security over the property and appropriate mortgage
protection/life assurance and home insurance.
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.
VARIABLE RATE HOMELOAN: THE REPAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.
IF YOU CHOOSE AN ENDOWMENT LOAN, AND THE INSURER DOES NOT GUARANTEE THAT THE PROCEEDS OF THE POLICY WILL BE
ENOUGH TO REPAY THE LOAN WHEN DUE:
WARNING: THERE IS NO GUARANTEE THAT THE PROCEEDS OF THE INSURANCE POLICY WILL BE SUFFICIENT TO REPAY THE LOAN IN FULL
WHEN IT BECOMES DUE FOR REPAYMENT. IT MAY BE NECESSARY TO INCREASE THE PREMIUM AMOUNT PAYABLE IN ORDER TO SECURE
AN INCREASE IN THE PROCEEDS OF THE POLICY ON MATURITY. THE EARLY SURRENDER OF AN ENDOWMENT POLICY IN RESPECT OF AN
ENDOWMENT LOAN MAY YIELD A LOWER RETURN TO THE BORROWER THAT PAID IN PREMIA AND OTHER CHARGES.
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY
AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR
CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME IF YOUR MORTGAGE IS EVER ON A VARIABLE RATE:
WARNING: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.
IF YOUR MORTGAGE IS EVER ON A FIXED RATE: WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.
IF YOUR MORTGAGE IS ON AN INTEREST ONLY TERM: WARNING: THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE
OUTSTANDING AT THE END OF THE INTEREST ONLY PERIOD.
IF YOUR MORTGAGE IS AN EQUITY RELEASE MORTGAGE AND IS BEING USED FOR DEBT CONSOLIDATION PURPOSES:
WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU
PAID OVER A SHORTER TERM.