Personalised Mortgage Advice in Dublin – Making Your Dream Home Possible
Deal with human beings. You will also have a dedicated human being to hold your hand through the journey of getting mortgage approval and buying your home!
Call us today on +353 21 427 7037 and start your journey with personalised support!
Mortgage Services Expertise
€500m
Value of Mortgages Processed
20 +
Years of Experience
7
Partner Lenders
Nationwide Mortgage Brokerage
Why Choose MyMortgages in Dublin?
With over 20 years of experience, Joey Sheahan, a trusted mortgage expert, leads MyMortgages to provide personalised advice and help you secure the best mortgage deal in Dublin. We simplify the mortgage process, help you avoid common pitfalls, and ensure you’re mortgage-ready. Whether you’re a first-time buyer, switching mortgage providers, or exploring private lenders, MyMortgages is your trusted independent mortgage advisor in Dublin for expert, reliable, and tailored solutions.
Looking for a mortgage advisor in Dublin or the best mortgage advisor near me?
MyMortgages is here to help.
What a fantastic bunch of people to deal with!! All the staff are top class! First contacted MyMortgages 3 years ago for initial mortgage, and sorted life cover also.
Cannot recommend mymortgages.ie enough! The whole team has been absolutely amazing! Fiona done everything to make our process as smooth & as stressless as possible!
Siobhan, Joey and team were fantastic to work with again. While time-consuming, they continued to support and get the switcher mortgage across the line with as little pain as possible. Thanks again for the support.
What types of mortgages do you offer?
We offer a wide range of mortgage options, including fixed rate and variable rate mortgages. Our experienced team will help you find the best fit for your unique financial situation.
How much can I borrow for a mortgage?
The amount you can borrow depends on various factors such as your income, credit history, debt-to-income ratio, and the type of mortgage you choose. We’ll work closely with you to determine the maximum loan amount you qualify for.
What documents do I need to apply for a mortgage?
Commonly required documents include proof of income (pay stubs, tax returns), employment verification, bank statements, identification (driver’s license, passport), and information about assets and debts. Our team will provide you with a comprehensive checklist to ensure a smooth application process.
How long does the mortgage approval process take?
The timeline for mortgage approval can vary depending on factors such as the complexity of your financial situation, the type of mortgage, and the lender’s processing times. Typically, the process takes anywhere from 30 to 45 days, but we strive to expedite it as much as possible.
Can I pre-qualify for a mortgage?
Yes, we offer pre-qualification services to help you understand how much you can afford to borrow before you start house hunting. This can give you a competitive edge in the homebuying process by showing sellers that you’re a serious buyer.
What if I have a less-than-perfect credit score?
Don’t worry! We work with clients with all types of credit histories. While a higher credit score can lead to better terms and interest rates, we’ll explore all available options to find a solution that fits your needs and helps you achieve your homeownership goals.
Are there any upfront costs or fees associated with getting a mortgage?
No, once you are solely applying through us and are doing your mortgage protection with us.