MORTGAGE RIPOFF Irish mortgage customers pay an extra €188 a month – with the highest average interest rate in the EU

MORTGAGE RIPOFF Irish mortgage customers pay an extra €188 a month – with the highest average interest rate in the EU

Posted on 13Aug

 

A new report shows the average retail interest rate here on new mortgages in June was 3.23 per cent while the Eurozone average was 1.78 per cent

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Making Cents: Opportunities knock in the mortgage market

Posted on 22May

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John Hearne looks at the reasons why now is looking like a very good time to opt for a fixed-mortgage, or indeed to switch your account

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MyMortgages.ie Dublin Cork

 

 

By Joey Sheahan   

Email your questions to Imcbride@Independent.ie or write to Your Question, Sunday Independent Business, 27 – 32 Talbot Street, Dub 1

 

My partner and I are first-time buyers, or at least we’re hoping to be soon. I know the rules changed for FTBs a few years back in terms of what they can borrow, but since then I think there have been more changes and also some assistance schemes put in place. I find it all a bit baffling to be honest. Could you tell me in relatively simple terms what would be open to us? I’m a teacher earning €40,000 a year, my partner is a social worker earner around the same. We are both in full-time employment. Would we qualify for any schemes or exemptions? Ailis, Waterford city.

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