Your Questions: How can I get out of my expensive fixed rate mortgage deal?

Your Questions: How can I get out of my expensive fixed rate mortgage deal?

Posted on 04Oct

 

Charlie Weston 1 sept 2018

Q: I currently have a €300,000 mortgage and have 25 years left on it. Two years ago, I moved to a five-year fixed rate which I thought was a good move because it would give me the peace of mind knowing my repayments won’t change for five years.

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Make the leap to a better lending deal

Posted on 14Aug





In light of recent growth in the Mortgage Market, MyMortgages.ie has appointed Tim O Sullivan as it’s Regional Mortgage Manager

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MyMortgages.ie Dublin Cork

 

 

By Joey Sheahan   

Email your questions to Imcbride@Independent.ie or write to Your Question, Sunday Independent Business, 27 – 32 Talbot Street, Dub 1

 

My partner and I are first-time buyers, or at least we’re hoping to be soon. I know the rules changed for FTBs a few years back in terms of what they can borrow, but since then I think there have been more changes and also some assistance schemes put in place. I find it all a bit baffling to be honest. Could you tell me in relatively simple terms what would be open to us? I’m a teacher earning €40,000 a year, my partner is a social worker earner around the same. We are both in full-time employment. Would we qualify for any schemes or exemptions? Ailis, Waterford city.

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