Press ahead if you’re in the market for a new mortgage

14Nov

Sunday Independent, 11 Nov 2018

Rates are still too high, but playing the waiting game is unlikely to reap rewards, writes John Cradden

08Oct

Can I apply for a mortgage from a foreign bank for a home in Ireland?

by MyMortgagesUncategorised90 per cent LTV, buying a home mortgage, buying property abroad, Mortgage Application, mortgage assistance, Mortgage Broker Dublin, mortgage rates, returned from abroad, Spanish Bank

Ask the Experts: Can we apply for a loan in Spain, where interest rates are cheaper?

22Aug

My mortgage is fixed – but can I still switch?

by MyMortgagesUncategorisedCentral Bank, European Union mortgage regulation, First time buyer, Fixed Mortgage, loan to value, long term fixed rate, LTV, Mortgage Application, mortgage assistance, Mortgage Broker Dublin, Mortgage rate, Mortgage Switcher Market, mortgages fixed rates, switcher, Switcher Mortgage

The answer is yes, but if you are faced with a penalty, the decision on whether or not you switch to a lower cost product will depend on how much you will save by doing so

28May

Home economics: Sinead Ryan answers your property questions

by MyMortgagesUncategorisedbuying a home mortgage, first mortgage, First time buyer, First Time Home Buyer, fixed rate mortgage, Mortgage Application, mortgage assistance, Mortgage Broker Dublin, Mortgage Interest Rates, Mortgage Switcher Market, Switcher Mortgage

House rules: how to get your first mortgage

by MyMortgagesUncategorisedbuying a home mortgage, Central Bank, First time buyer, First Time Home Buyer, interest rates, mortgage assistance, Mortgage Broker Cork, Mortgage Broker Dublin

Buying a house has never been more difficult but there are ways to endear yourself to your bank and find your dream home

PTSB cuts rates as loan market nears ‘explosion’

by MyMortgagesUncategorisedFirst time buyer, fixed rate mortgage, Mortgage Application, mortgage assistance, Mortgage Broker Dublin, mortgage brokerage Dublin, Mortgage Switcher Market, new lender, owner-occupier mortgage holders, savings by switching, SVR mortgages, switch from standard variable rates, switching

Don’t be swayed by ‘free’ gimmicks…Check rates before committing to new mortgage deal Check the fine print before you considering switching

by MyMortgagesUncategorisedapplication process, buying a home mortgage, cash back offers, cash incentives, Cash-back mortgage, Cash-back on Mortgage Ban, cashback offers, First time buyer, loan to value, Mortgage Application, mortgage approval process, mortgage assistance, Mortgage Broker Dublin

Switching Mortgages: What are the Legal Fees and Which Banks will Pay Them for you?

by MyMortgagesUncategorisedcash incentives, Central Bank, Legal Fees switcher mortgages, mortgage assistance, Mortgage broker, Mortgage Broker Dublin, mortgage cashback, Mortgage Dublin, Mortgage Interest Rates, Mortgage lender, mortgage rates, Mortgage Switcher Market, Mortgages Dublin, Mortgages Ireland, remortgaged

Here is the No. 1 Personal Finance Tip of All Time: Switch Your Mortgage

by MyMortgagesUncategorisedbuying a home mortgage, Central Bank, First time buyer, Mortgage Application, mortgage assistance, Mortgage broker, Mortgage Broker Cork, Mortgage Broker Dublin, Mortgage Interest Rates, Mortgage lender, Mortgages Dublin, Switcher Mortgage, Switcher Mortgages, switcher process, Switchers

MyMortgages.ie Dublin Cork

By Joey Sheahan February 25 2018

Email your questions to [email protected] or write to Your Question, Sunday Independent Business, 27 – 32 Talbot Street, Dub 1

My partner and I are first-time buyers, or at least we’re hoping to be soon. I know the rules changed for FTBs a few years back in terms of what they can borrow, but since then I think there have been more changes and also some assistance schemes put in place. I find it all a bit baffling to be honest. Could you tell me in relatively simple terms what would be open to us? I’m a teacher earning €40,000 a year, my partner is a social worker earner around the same. We are both in full-time employment. Would we qualify for any schemes or exemptions? Ailis, Waterford city.