Irish Examiner: “Making Cents: The step-by-step guide to securing a mortgage”

06Aug

Irish Examiner: “Making Cents: The step-by-step guide to securing a mortgage”

by MyMortgagesUncategorisedCentral Bank, central bank lending rules, drawdowns, First Time Buyers (FTB), first-time buyers, FTB, rent, Savings

By Grainne McGuinnes, August 05, 2019 Read More

15Jul

The Times: “Irish fork out €150 more each month on mortgages than Europeans”

by MyMortgagesUncategorisedBanking and Payments Federation Ireland (BPFI), buying a home mortgage, central bank lending rules, Department of Finance, eurozone rate, homebuyer, Ireland’s mortgage rates, Mortgage Application, Mortgage Interest Rates, Mortgage lender, Switch lender, Switcher Mortgages

Paul O’Donoghue

Irish consumers pay an average of more than €150 each month on their mortgages compared with their European peers because of high interest rates, an expert has said.

11Jul

Property price inflation slows to six-year low of 2.8%

by MyMortgagesUncategorisedcentral bank lending rules, Dublin residential property, mortgage assistance, Mortgage broker, Mortgage Broker Dublin, Mortgages Dublin, property prices, Residential Property Price Index, slowdown property-price inflation

Latest official figures show the headline rate of inflation in the capital city Dublin at 0.6%

30Nov

Central Bank defends home loan rules

by MyMortgagesUncategorisedCentral Bank, central bank lending rules, homeowners, Lending rules, Loan to Income, loan to value, Rent prices

Irish Examiner

Central Bank governor Philip Lane has rejected claims the Central Bank’s decision not to loosen mortgage lending controls will deny many first-time buyers of the means of buying a home.

MyMortgages.ie Dublin Cork

By Joey Sheahan February 25 2018

Email your questions to [email protected] or write to Your Question, Sunday Independent Business, 27 – 32 Talbot Street, Dub 1

My partner and I are first-time buyers, or at least we’re hoping to be soon. I know the rules changed for FTBs a few years back in terms of what they can borrow, but since then I think there have been more changes and also some assistance schemes put in place. I find it all a bit baffling to be honest. Could you tell me in relatively simple terms what would be open to us? I’m a teacher earning €40,000 a year, my partner is a social worker earner around the same. We are both in full-time employment. Would we qualify for any schemes or exemptions? Ailis, Waterford city.