Central Bank defends home loan rules

Central Bank defends home loan rules

Posted on 30Nov

Irish Examiner

Central Bank governor Philip Lane has rejected claims the Central Bank’s decision not to loosen mortgage lending controls will deny many first-time buyers of the means of buying a home.

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MyMortgages.ie Dublin Cork

 

 

By Joey Sheahan   

Email your questions to Imcbride@Independent.ie or write to Your Question, Sunday Independent Business, 27 – 32 Talbot Street, Dub 1

 

My partner and I are first-time buyers, or at least we’re hoping to be soon. I know the rules changed for FTBs a few years back in terms of what they can borrow, but since then I think there have been more changes and also some assistance schemes put in place. I find it all a bit baffling to be honest. Could you tell me in relatively simple terms what would be open to us? I’m a teacher earning €40,000 a year, my partner is a social worker earner around the same. We are both in full-time employment. Would we qualify for any schemes or exemptions? Ailis, Waterford city.

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